Aug. 23rd, 2008

samaritan1975: (Default)
At the risk of making yesterday's entry sound like... well, attention-whoring, I have to say a good nights' sleep does wonders.  I'm still frustrated- talked to the credit union, and apparently the refinance requirements are MUCH steeper (as in, 10% down steeper, for a 90% LTV, versus the 100% LTV they used to offer), but all is not lost.  I can either seek out a refinance option that DOES offer 100% (or even 95%) LTV, and take a signature loan out for the remainder from another entity.  Credit is not an issue, and the monthly payments I've calculated based off an average of some different banks' means that the payments between the conventional mortgage we're going for and the signature loan would only be about $300 more than what we're paying now a month.

I would rather find a way to seek out that $40,000... say, by inventing something, or finding lost treasure, but I go with what we can.  It beats waiting until the ARM resets in... 3 years, I think.  I'd like to take advantage of the rates out there now.

Work... well, still feel incompetent, but had a brainstorming session with my supervisor; need to try something on the laptop, which may work.  Thing is, it'll be the last ditch effort- we have a check-in with the customer on Monday, and if this doesn't work... well... I'll probably be out on the carpet.

Birthday.  I'm... looking forward to seeing my friends.  I wanted really lowkey this year (in the past, my wife has arranged a surprise party at Dave & Busters with 30 friends, and so on).  So, it's a movie (Wall-E, if it's still playing), dinner at Red Robin w/ family and a few friends, then cake (went with Optimus Prime) at the house.  33 years tomorrow.  Sheesh!

Working out.  That's... going to have to be fit in.  It won't do to have my health at risk for the family.  I owe it to my wife, and future kids.  As for my wife... well... that's why I want low key tomorrow.  More time with her.  She's napping right now, and I'm following up on a few things online, having napped with her for awhile.

I do think I need to sleep better.  I let it build up, and... well... last post, you know?

Thanks to those who sent vibes, it was appreciated.  I think I just needed to vent.  I need to write more, too, so two birds and all.  I'm generally even-keel, so it... surprises me when I let myself realize how frustrated I really can get.

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samaritan1975

November 2008

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